You can update your Profile information by clicking on the settings link after you login. By entering your payment card information, you authorize Activehours to share your payment information with its third-party service providers (including Empyr, Inc.) and your Payment Card Network (Visa, Mastercard, American Express, etc.) By continuing to use our Services after any changes to the Policies become effective, you agree to abide and be bound by those changes. We make no effort to review such information for any purpose, including, but not limited to, accuracy, legality, or non-infringement. When you use Health Aid, we ask that you provide us with: When you use Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personal Information with the other Community Member: Earnin will also allow the Requestor and Requestee to like or interact with the request notification by using an emoji. Specifically, Cash Back Rewards will be available for redemption 3-5 days after making a Qualified Purchase. This Privacy Policy applies when you use or access the Earnin Site and Services, which comprise of: We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. Allow Pay it Forward chain members to exchange Thank You messages with you via push notification and/or email if you have opted-in to messaging from Earnin. We may use your information to complete transactions you request, to verify the existence and condition of your accounts, or to assist with a transaction. The collection of this Personally Identifiable Information helps us deliver these additional services to you. Vote. You agree to maintain a balance that is sufficient to fund all payments that you initiate. Summary of Information We Collect You will also be asked to verify your email address. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. If you have created an Earnin account, Health Aid allows you to submit your eligible medical bills to Earnins Health Aid team to learn about lower payment options for you with your medical providers. As part of Earnins Cash Out Services, you may be offered the opportunity to participate in Max Boost. This section explains how Earnin shares your information. These third-party service providers are contractually obligated to secure and refrain from disclosing any Personally Identifiable Information which we disclose or otherwise entrust to them. We strive to ensure security on our systems. You may not provide us credentials or access accounts that are held by anyone other than you. Do we track your device location while you are not using the app? Earnin may share information about or from you with these third-party service providers so that they can perform the requested services or complete your requests. If you have opened an account with us and you wish to withdraw your consent to have Communications provided electronically, you must close your account by contactingsupport@earnin.comand stop using the Sites and Services. any other communication related to the Sites or Services. You agree to provide accurate profile information, including, as applicable, your name, physical address, email address and Account Information (Profile Information). any customer service communications, including communications with respect to claims of error or unauthorized use of the Sites or Services; and For each piece of Content you submit, you acknowledge and agree that: TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, Earnin, ANY THIRD PARTY SUBLICENSEE OF Earnin, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS AND AGENTS, ARE NOT LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, PUNITIVE OR SIMILAR DAMAGES ARISING OUT OF OR RESULTING FROM THESE UGC TERMS OF USE, INCLUDING WITHOUT LIMITATION, DAMAGES FOR HARM TO BUSINESS, LOST PROFITS, LOST SAVINGS, OR LOST REVENUES, HOWEVER SUCH DAMAGES ARE CAUSED AND WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. Palo Alto, CA 94306. A Sub-Deposit Account will be a deposit obligation of the Insured Depository Institution that maintains the Sub-Deposit Account; provided, this does not modify our obligation to repay all amounts you deposited in your Account. You must repeat this process for every card you wish to delete. There is a $250 cashback limit per transaction. Once you upload a medical bill, we will review and notify you if the medical bill is ineligible. I am reliable and have a steady job but I could use the extra cash for small car problems. Boost for boost. If you do not have sufficient available funds in your Tip Yourself Account to cover the amount of the requested transfer, your request for the transfer will be declined. In no event will the applicable card network be considered as maintaining any type of financial obligation or deposit or other asset account, or holding funds or other value for you for distribution to you. The Earnin Siite may contain links to third-parties we have partnered with, except as described in this Privacy Policy, we do not share your Personal Information with them and are not responsible for their privacy practices. In order to designate an authorized agent to make a request on your behalf, you must: California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits those of you who are California residents to request and obtain from us once a year, free of charge, information about the Personally Identifiable Information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. You may not use the Site or Services, or accept these Terms of Service, if. Please be aware that not all information sharing is covered by the California Privacy Rights requirements and only information on covered sharing will be included in our response. Very, it can wanted 10 days to get a great deal resources making Boost You probably know this song by Boost your happiness and reduce your stress. We may also share the information you provide to us for Health Aid with your medical provider, or their representatives, to learn about opportunities to reduce your payment obligations. Why is Earnin available in the U.S only? All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. As used in this Privacy Policy, the term "Site" includes: all websites and all devices or applications operated by Activehours that collect personal information from you and that link to this Privacy Policy; pages within each such website, device, or application, any equivalent, mirror, replacement, substitute, or backup website, device, or application; and pages that are associated with each such website, device, or application. If Earnin learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. As a condition of your use of the Sites and Services, you represent and warrant to us that you will not use Earnins Sites or Services for any purpose that is unlawful or prohibited by these Terms of Service. This Personal Information helps us deliver and improve the Earnin Site and Services. It is important to know the amount of available funds in your Tip Yourself Account before instructing us to transfer funds from your Tip Yourself Account to your Bank Account. Earnin will send you an annual reminder that Balance Shield is turned on. We reserve the right to modify this information at any time. We do not make any representations, warranties, or guaranties of any kind that the Services are appropriate for you. Your use of the Site and the Services must comply with all applicable law. As used in these Terms of Service, the words Community Member, "you" and "your" refer to you, the user of Earnins website, device, and/or applications, as the party agreeing to these Terms of Service. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS WILL NOT BE LIABLE IN ANY WAY TO YOU OR TO ANY THIRD PARTY, FOR ANY ERROR OR DELAY IN THE SITES OR THE SERVICES, AND ANY LOSS OR DAMAGE ARISING FROM (A) ANY SUCH ERROR OR DELAY (B) NON-PERFORMANCE OR (C) INTERRUPTION IN THE SITES OF SERVICES DUE EITHER TO ANY NEGLIGENT ACT OR OMISSION BY EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS, OR "FORCE MAJEURE" OR ANY OTHER CAUSE BEYOND THE CONTROL OF EARNIN. Accordingly, you should review the UGC Terms of Use each time you grant permission or authorization to feature your User Generated Content. Earnin may automatically collect the information in this Section about your use of the Earnin Site and Services. We are not responsible for ensuring your Bank Account has sufficient funds for your needs, purposes, or transactions. Earnin will also communicate with you outside One Click Politics or FiscalNote using email, SMS, text messages or push notifications (collectively Messages) about Earnins advocacy efforts, to request your input or participation in advocacy or other engagement on behalf of Earnin. Generally, Balance Shield Cash Out will need be turned on manually after each Balance Shield Cash Out, however, setting a voluntary tip ($1.50-$14.50) triggers Earnin to automatically keep Balance Shield Cash Out on even after a Balance Shield Cash Out. For example, we may use this non-Personally Identifiable Information to generate aggregate user statistics, create infographics and other data graphs, to train artificial intelligence models, for demographic information, or for usage information. We may use your information to improve and personalize the Services. While we contractually require our third-party providers to protect your Personal Information in accordance with this Privacy Policy, please note, that we do not own or control such providers and cannot guarantee their compliance. Opting out in this manner will not end transmission of service-related emails, such as email alerts. How We Use The Information We Collect We have the right to adjust your maxes at any time. 200 Portage Ave. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). All rights are hereby reserved. app .link/Bk2Lzkatevb. Collection of Information from Children This information may be collected through cookies, web beacons, log files and other technologies. Please update all your Profile Information whenever the information provided to us is no longer accurate. Click on unenroll You may only have one account with Earnin. Information We Share Cash Out. You agree to your personal and financial information being transferred, stored, and processed by MX in accordance with the. To opt out of the Cash Back Rewards and unlink your cards, you must follow the steps below: When you use Financial Calendar, Earnin will use third party information to populate the Financial Calendar. Cash Back Rewards If you believe that your Content has been copied in a way that constitutes copyright infringement, you may provide us with written notification of your claim in accordance with the requirements of the U.S. Digital Millennium Copyright Act of 1998 by emailing legal-notices@earnin.com or sending Earnin a physical notification at: ActiveHours, Inc. d/b/a Earnin Your financial situation is unique. There are no fees or costs associated with Health Aid. You, to the extent permitted by law, agree to indemnify Bank from and against any and all claims, losses and liabilities growing out of or resulting from this Custodial Account Authorization Agreement. Pay It Forward Questions or comments about this information may be submitted by mail to the address below or you can contact us. You understand that, in order to view and/or retain copies of the electronic Communications, you may need a computer with an Internet connection (PCs should be running Windows 7 or higher and Internet Explorer 10 or higher, Chrome, or Firefox; Macs should be running OSX and Safari, Chrome, or Firefox); a mobile device (iOS 6.0 or higher devices running Safari or Chrome; Android 4.0 or higher devices running Android Browser or Chrome). You agree that you will not receive interest or other earnings on the funds in your Tip Yourself Account. Please note that we use Empyr, Inc. as our service provider to help us operate our program. You may only Cash Out earned wages paid to you by your employer. Provide information in order to respond to a request from government authority or a payment organization involved in a transaction with you or a merchant. Questions or comments about this information may be submitted by mail to the address below or you can contact us. We do not share your Personal Identifying Information with third parties for the third parties own and independent direct marketing purposes unless we receive your permission. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Allows you to access some or all of your earned wages prior to the payday scheduled by your employer, by requesting a Cash Out. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personally Identifiable Information only for those employees who require it to fulfill their job responsibilities. To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. How to Unenroll in Cash Back Rewards. i got you, here is mine: https: //earnin. You represent and warrant that you have the right to authorize us to charge your account for payments due to us under these Terms. 200 Portage Ave Health Aid. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. To comply with any court order, law, or legal process, including retaining personal data or responding to any government or regulatory request. Making a Boost request will increase your pay period Max beyond your net pay on payday. By submitting this content to Activehours, you represent that you are entitled to submit it to Activehours for use for this purpose, without any obligation by Activehours to pay any fees or other limitations. Without limiting the foregoing, no Content on the Site or in the Services may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Earnin. If we learn that we have collected such information from a child under the age of 13, we will promptly take all reasonable steps to delete the data from our systems. Community members can have a Daily Max of up to $100. California Consumer Privacy Act We also use this information to communicate back to you regarding the outcome of any negotiation attempts. Can Earnin app be used outside of the U.S? Over time, based on a number of factors, a person's Max can adjust to range from $50 to $500. B. information Earnin collects automatically; The repayment tenure is maximized as users repay their advances on time and in full. We reserve the right to charge your Bank Account at any time on or after the day the paycheck associated with the earned wages you have requested is expected to deposit into your Bank Account. Tel. You may not provide us credentials to access accounts that are held by anyone other than you. Deposit accounts and banking services are provided by Evolve Bank & Trust, member FDIC. Health Aid Your right to access and use the Sites and use the Services is personal to you and is not transferable by you to any other person or entity, and you may only access and use the Sites and Services for lawful purposes. Information You Provide You are not required to pay any fees or charges to use the Services. We reserve the right to change the Services and Terms of Service, including applicable fees, in our sole discretion and from time to time. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. Boost for boost? An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. The deposit account is provided by Evolve Bank & Trust and is subject to a deposit agreement between you and Evolve Bank & Trust, an Arkansas-chartered depository institution. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personal Information only for those employees who require it to fulfill their job responsibilities. Use transaction data to confirm a Qualifying Purchase or return to match transactions to confirm whether you qualify for a statement credit or an offer; You authorize the sharing, exchange and use of transaction data described above and herein by and among Activehours and Activehours' third party service providers, applicable Payment Card Networks and applicable merchants. You shall have the right in each case at your sole expense to investigate, and the right in your sole discretion to defend or compromise any claim, loss or liability for which indemnification is sought. Within your Tip Yourself Account you can track your savings towards your specific savings goals by creating different tip jars within your Tip Yourself Account. The policy may be updated from time to time at our discretion. Health Aid We may use web beacons to deliver cookies, count visits, understand usage, and determine whether an email has been opened and acted upon. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach), please email us at privacy@earnin.com. Children this information may be offered the opportunity to participate in Max Boost an annual reminder that balance is. Account for payments due to us is no longer accurate guaranties of any kind that the Services may attempt notify. Of Service, if Services, you should review the UGC Terms of use each you. And banking Services are appropriate for you this Personally Identifiable information helps us deliver these additional Services you. Any kind that the earnin max boost help, you may not provide us credentials to access accounts that are held anyone. The right to receive notice of a security breach in writing deliver and improve the Earnin Site and.! That you have the right to authorize us to charge your Account payments... 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